In the image you see how the Manage Users page will look after we've added our mortgage person. You will be the other user shown as an administrator. There are a couple of things we want to set up for our new author, so you'll click on his name in this screen to get more setup options.
In the next image we'll do some more with this author's information, such as how to display their name, and some bio information you might want to display at some point.