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James Kimmons

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Are Americans Falling In Love With Housing Again?

Wednesday April 23, 2014

Americans have fallen in love with real estate once again - Fortune (blog)

Sun, 20 Apr 2014 15:56:15 GMT

Americans have fallen in love with real estate once again Fortune (blog)140128181235-housing-market-620xa. FORTUNE -- As the real estate market recovers, so does America's faith in housing as an investment. According to a Gallup poll released Thursday ...

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What's Really Happening in Today's Real Estate Market (and how to Profit From It) - Motley Fool

Tue, 22 Apr 2014 17:04:09 GMT

What's Really Happening in Today's Real Estate Market (and how to Profit From It)Motley FoolThe Dow Jones Industrial Average (DJINDICES: ^DJI ) was up 112 points in early afternoon trading, but many eyes moved away from the ticker tape and to the bel ...

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Expert: Beware of Bubble in California Housing Market - Newsmax.com

Tue, 22 Apr 2014 23:40:45 GMT

Expert: Beware of Bubble in California Housing MarketNewsmax.comKathy Fettke, CEO and co-founder of The Real Wealth Network, told J.D. Hayworth and John Bachman on "America's Forum" on Newsmax TV that she is "concerned" by what she is seeing in Calif ...

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Current Mortgage Interest Rates at TD Bank on April 22, 2014 - Morning News USA

Tue, 22 Apr 2014 18:21:17 GMT

Highlight PressCurrent Mortgage Interest Rates at TD Bank on April 22, 2014Morning News USACurrent Mortgage Interest Rates at TD Bank on April 22, 2014 After surprising its users with sudden rise and fall in the lending rates for a long time, the Can ...

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US mortgage applications fell last week: MBA - Reuters

Wed, 23 Apr 2014 11:10:05 GMT

Housing WireUS mortgage applications fell last week: MBAReutersThe Mortgage Bankers Association said its seasonally adjusted index of mortgage application activity, which includes both refinancing and home purchase demand, declined 3.3 percent in the ...

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Real Estate and Mortgage News 4/22/2014

Tuesday April 22, 2014

U.S. Real Estate's State Of Malaise - Seeking Alpha

Tue, 22 Apr 2014 11:29:50 GMT

U.S. Real Estate's State Of MalaiseSeeking AlphaReports from local real-estate agent groups in some of the markets that were the first to rebound, including Las Vegas, Phoenix and San Diego, show year-over-year declines in March home sales. February ...

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Why a government agency won't lower mortgage fees for borrowers - Washington Post (blog)

Mon, 21 Apr 2014 18:29:43 GMT

Washington Post (blog)Why a government agency won't lower mortgage fees for borrowersWashington Post (blog)Two influential housing industry trade groups voiced alarm this month about the fees borrowers must pay when they take out a mortgage backed by ...

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Today's Mortgage Interest Rates at US Bank Corp (April 21, 2014) - Morning News USA

Mon, 21 Apr 2014 18:23:08 GMT

Highlight PressToday's Mortgage Interest Rates at US Bank Corp (April 21, 2014)Morning News USAToday's Mortgage Interest Rates at US Bank Corp (April 21, 2014) This Monday, the popular mortgage lender, US Bank Corp (NYSE: USB) continues to put a good ...

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Mortgage Rate Predictions: What To Expect From This Week's 30-Year Fixed ... - The Mortgage Reports

Mon, 21 Apr 2014 02:46:35 GMT

OurBroker.comMortgage Rate Predictions: What To Expect From This Week's 30-Year Fixed ...The Mortgage ReportsMortgage rates worsened during last week's holiday-shortened trading week, bouncing off an 11-week low. Home purchasing power remains near it ...

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Home Prices Hit Pre-Recession Levels In Many Bay Area Cities - CBS Local

Tue, 22 Apr 2014 07:23:18 GMT

Home Prices Hit Pre-Recession Levels In Many Bay Area CitiesCBS LocalSAN FRANCISCO (KPIX 5) -- Real estate website Zillow released a report Monday night that shows home prices in dozens of Bay Area cities have hit pre-recession levels. Experts said pr ...

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Real Estate Markets News 4/21/2014

Monday April 21, 2014

Real Estate Market Trends: Luxury Housing is on the Rise - Millionaire Corner

Mon, 21 Apr 2014 13:19:26 GMT

Real Estate Market Trends: Luxury Housing is on the RiseMillionaire CornerChristies International Real Estate released its second annual Luxury Residential Property Market report, looking at the market in 10 of the world's major markets - Cote d'Azur ...

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Americans Sold on Real Estate as Best Long-Term Investment - Gallup.com

Thu, 17 Apr 2014 20:22:56 GMT

Americans Sold on Real Estate as Best Long-Term InvestmentGallup.comGold was the most popular long-term investment among Americans in 2011 -- a time when gold was at its highest market price and real estate and stock values were lower than they are t ...

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ECONOMIC Trends In 2014 Gold, Real Estate, Stock Markets by: Fabian Calvo

[BECOME AN ENTREPRENEUR TODAY]] **Tap into the Trillion dollar opportunity of toxic mortgage debt and properties right from your home computer. http://www.r...

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Real Estate Predictions for 2014

Wondering what the real estate predictions are for 2014? Experts from the Urban Land Institute explain how the rest of the housing recovery will play out in ...

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Real Estate Investment News 4/11/2014

Friday April 11, 2014

Real Estate Investing Is No Longer A Private Club - Forbes

Wed, 02 Apr 2014 15:17:03 GMT

ForbesReal Estate Investing Is No Longer A Private ClubForbesJilliene Helman had a track record in real estate. She had underwritten more than $1 billion and was a vice president in wealth management at Union Bank. She knew what to invest in and what ...

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Passive vs. active investing in real estate - Chicago Tribune

Thu, 10 Apr 2014 09:36:52 GMT

Passive vs. active investing in real estateChicago TribuneIf you devote an extensive amount of time toward the management and operation of the building, you might have the ability to consider yourself as an "active" investor in real estate. The rules ...

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Reader's plan to sell investment property has major tax implications - Washington Post

Thu, 10 Apr 2014 03:09:16 GMT

Reader's plan to sell investment property has major tax implicationsWashington PostBecause your plan to sell investment property and use the proceeds to reduce the mortgage on your principal residence results in significant tax liabilities with no re ...

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Dear Monty: Building a real estate investment team - Wicked Local Hamilton

Wed, 09 Apr 2014 06:48:02 GMT

Dear Monty: Building a real estate investment teamWicked Local HamiltonThanks, Rob P. Monty's answer: Hello, Rob, and thanks for your question. Owning investment real estate can be a great business. You are spot on to be looking at assembling a team ...

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The Basics of Real Estate Wholesaling

Sunday April 6, 2014

Real Estate WholesalingI'm starting a short series of articles about the wholesaling niche in real estate investment.  As the middle entity in matching undervalued properties to real estate investor buyers, the real estate wholesaler can profit, and do so with little investment on their part.  Learn the basics of real estate wholesaling in this first series article.

Doing Images Right on Your Real Estate Website

Saturday April 5, 2014

CanStockPhotoThere is no doubt that the right photo, image or video clip makes a website article or blog post stand out.  Without an image, many people will be turned off, no matter how great your content.

However, be legal in your use of images, and that means taking them yourself or using royalty free images you can purchase from a number of sites.  Hundreds of thousands of images related to real estate are there, and I've shared three sites I use a lot in this article on royalty free real estate images.

Real Estate Market News 4/3/2014

Thursday April 3, 2014

What $250000 Will Buy In The Phoenix Real Estate Market - Investopedia

Thu, 03 Apr 2014 15:58:00 GMT

InvestopediaWhat $250000 Will Buy In The Phoenix Real Estate MarketInvestopediaThe median list price for Phoenix-Mesa area homes is $244,900, up 14% from the same month last year, according to the National Housing Trend Report for February 2014 publi ...

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The Most Expensive Real Estate Market in America - 24/7 Wall St.

Thu, 03 Apr 2014 10:27:36 GMT

Proactive Investors USA & CanadaThe Most Expensive Real Estate Market in America24/7 Wall St.If real estate data are to be believed, the housing market has recovered so rapidly and so robustly that some markets have regained the record levels of 2005 ...

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After 8 years, the real estate market is finally looking normal again - Fortune (blog)

Mon, 31 Mar 2014 16:53:44 GMT

Economic TimesAfter 8 years, the real estate market is finally looking normal againFortune (blog)Then came the crash, and prices fell precipitously, with the Case-Shiller Housing Index losing 33% from its 2006 peak to the 2012 trough. But nearly just ...

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How's Your Contact Data Health?

Monday March 17, 2014

When I ask the question about contact data health, I mean how current is your information, how accurate is it, and how complete is it?  I'm a Gmail guy, but it's the same with Outlook or other email clients.  We very frequently have new contacts entering our CRM system with limited data.

We may have only their email address and name, common when Gmail only puts that information into the Contacts file.  Sometimes we have one of their phone numbers, and one email address when they have more than one.  How often in the past few years have you changed or added a phone number or email address?  The fact is that we all add new contact info and/or change our current info frequently.

We can be very proud of our diligence in gathering info in the first place.  However, once we have it, how often do we go through hundreds or thousands of contacts/prospects and update their contact information?  Try never in my case.  I just don't have the time, and don't want to waste time updating information for people I may never hear from or deal with again.

I've written about Evercontact before, but wanted to do this reminder post now.  Just about everyone these days understands the value of a complete email signature.  We place our various website addresses, email addresses and phone numbers in this signature.  What Evercontact does is to take that signature information and use it to update your contact information for Gmail or Outlook.

I no longer worry about whether I have the latest information about a contact who has emailed me recently.  It's all done automatically for me by Evercontact.  Check it out.

Mortgage News 3/17/2013

Monday March 17, 2014

Average 30-year mortgage rate rises to 4.37% - USA TODAY

Thu, 13 Mar 2014 14:47:01 GMT

Philly.comAverage 30-year mortgage rate rises to 4.37%USA TODAYWASHINGTON (AP) -- Average U.S. rates on fixed mortgages rose last week but remained close to historically low levels. Mortgage buyer Freddie Mac says the average rate for the 30-year loan ...

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US Criticized for Lack of Action on Mortgage Fraud - New York Times

Fri, 14 Mar 2014 01:51:12 GMT

New York TimesUS Criticized for Lack of Action on Mortgage FraudNew York TimesAttorney General Eric H. Holder Jr. announced in 2012 that prosecutors had charged 530 Mark Wilson/Getty Images Attorney General Eric H. Holder Jr. announced in 2012 that p ...

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Should Congress Limit the Mortgage-Interest Deduction? - Wall Street Journal

Mon, 17 Mar 2014 00:35:28 GMT

Wall Street JournalShould Congress Limit the Mortgage-Interest Deduction?Wall Street Journal... total of roughly $70 billion in federal tax breaks through the deduction. But discussions in Congress about a broad tax overhaul are heating up, and all s ...

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Does RealtyBizNews Want You To Work For Free?

Saturday March 15, 2014

There are only two assumptions I can think of when I read this post at Realty Biz News about FREE Getty Images.  The title of the post is Spice Up Your Real Estate Website With Free Images From Getty.

The last sentence in the post is:  "In any case, it's a great bonus for all of us real estate professionals looking to spice up our websites with millions of gorgeous, free-to-use images suddenly available."

Getty's terms of use are very clear, and even mentioned in the post.  The free use is only for "non-commercial" purposes.  So, I can't figure out which of the two scenarios applies to this situation:

  1. Realty Biz News doesn't know what commercial use actually is.  I believe that commercial use doesn't just imply, but very clearly means that the site using the images is a commercial site.  It makes money, is a business.  I believe that EVERY real estate site out there is commercial in nature.
  2. Realty Biz News wants you to offer your services free of charge on the site so that it will not be commercial in nature.

I think it's likely that Number 1 is the case, but that brings up a troubling point.  Though there are cases where the use of an image can be considered "informational" on a business website, it's a murky area.  Getty images says:  "Getty Images defines "commercial use" as the promotion of a product, service or company."  The fact is that a real estate website is promoting a service business for profit.  I don't know how much more commercial you can make it.  A website presenting itself as a valid news source for real estate professionals should know more about publishing and copyright law before they get their readers into trouble.

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